{"id":548,"date":"2026-06-02T06:10:56","date_gmt":"2026-06-02T06:10:56","guid":{"rendered":"https:\/\/sotnews.agency\/?p=548"},"modified":"2026-06-02T06:10:56","modified_gmt":"2026-06-02T06:10:56","slug":"2025-strong-performance-fidelity-banks-posts-more-than-ghs1-4-billion-pre-tax-profit","status":"publish","type":"post","link":"https:\/\/sotnews.agency\/?p=548","title":{"rendered":"2025 Strong performance: Fidelity Banks posts more than GHS1.4 billion pre-tax profit"},"content":{"rendered":"<div class='booster-block booster-read-block'>\n                <div class=\"twp-read-time\">\n                \t<i class=\"booster-icon twp-clock\"><\/i> <span>Read Time:<\/span>2 Minute, 18 Second                <\/div>\n\n            <\/div><p><br \/>\n<\/p>\n<div>\n<p class=\"wp-block-paragraph\">Accra, June 1, GNA \u2013 Fidelity Bank Ghana recorded Profit Before Tax of GHS 1.46 billion in 2025, representing 21 per cent increase from the GHS 1.21 billion recorded in 2024.<\/p>\n<p class=\"wp-block-paragraph\">The Bank\u2019s operating income also reached GHS2.68 billion in 2025, moving from the GHS 2.34 billion achieved the previous year.<\/p>\n<p class=\"wp-block-paragraph\">This was contained in a release shared with the Ghana News Agency after the Banks 2026 Annual General Meeting (AGM).<\/p>\n<p class=\"wp-block-paragraph\">Mr James Reynolds, Board Chairman, described the results as a reflection of disciplined strategy execution, resilient operational performance, and sustained customer confidence.<\/p>\n<p class=\"wp-block-paragraph\">Following approval from the Bank of Ghana, the Board declared a dividend of GHS 11.20 per share.<\/p>\n<p class=\"wp-block-paragraph\">The Bank\u2019s total assets increased by 17% to GHS 25.98 billion, while wholesale and customer funding liabilities grew by 13 per cent to GHS 21.68 billion.<\/p>\n<p class=\"wp-block-paragraph\">\u201cOne of the Bank\u2019s strongest performance areas was lending. Gross loans and advances rose sharply by 51 per cent from GHS 3.14 billion in 2024 to GHS 4.74 billion in 2025, underscoring its commitment to supporting corporate businesses, SMEs, retail customers, and emerging growth sectors across the economy,\u201d it said.<\/p>\n<p class=\"wp-block-paragraph\">The Bank\u2019s Non-Performing Loan ratio also improved significantly to 7.09 per cent, below the industry average of 18.9 per cent.<\/p>\n<p class=\"wp-block-paragraph\">\u201cImportantly, the Bank maintained a high-quality loan portfolio. Our proactive risk management approach resulted in a significant improvement in asset quality,\u201d Mr Baiden stated.<\/p>\n<p class=\"wp-block-paragraph\">Mr Julian Opuni, Managing Director, Fidelity Bank, said the Bank\u2019s growth was driven by disciplined execution, targeted expansion, and investments in innovation, automation, analytics, and customer-focused digital platforms.<\/p>\n<p class=\"wp-block-paragraph\">\u201cOur digital channels, analytics capabilities, and core platforms remain central to delivering seamless, personalised, and reliable banking solutions,\u201d he stated.<\/p>\n<p class=\"wp-block-paragraph\">Fidelity Bank, in 2025, deployed more than GHS 170 million to support green businesses and climate-smart initiatives, reinforcing its sustainability agenda.<\/p>\n<p class=\"wp-block-paragraph\">\u201cThe Bank advanced programmes such as the GreenTech Innovation Challenge and Orange Inspire Creative Challenge, while its Waste-to-Cash initiative recycled 14.7 tonnes of paper during the year.<\/p>\n<p class=\"wp-block-paragraph\">\u201cCorporate social responsibility initiatives also impacted more than 40,000 lives across 10 regions in Ghana,\u201d it said.<\/p>\n<p class=\"wp-block-paragraph\">Fidelity Bank, in 2025, earned local and international recognitions, including Best Private Bank in Ghana by Euromoney, Best SME &amp; ESG Bank in Ghana by Global Banking &amp; Finance Awards.<\/p>\n<p class=\"wp-block-paragraph\">There rest were Bank of the Year at the Ghana Business Awards, and Ghana\u2019s Best Bank for ESG by Euromoney Awards for Excellence.<\/p>\n<p class=\"wp-block-paragraph\">The Bank said it would continue to position itself as a long-term partner in Ghana\u2019s economic transformation, balancing strong commercial performance with innovation, sustainability, and inclusive growth.<\/p>\n<p class=\"wp-block-paragraph\">GNA<\/p>\n<p class=\"wp-block-paragraph\">Edited by Beatrice Asamani Savage<\/p>\n<p><h3 class=\"jp-relatedposts-headline\"><em>Related<\/em><\/h3>\n<\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/gna.org.gh\/2026\/06\/2025-strong-performance-fidelity-banks-posts-more-than-ghs1-4-billion-pre-tax-profit\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n        <div class=\"booster-block booster-reactions-block\">\n            <div class=\"twp-reactions-icons\">\n                \n                <div class=\"twp-reacts-wrap\">\n                    <a react-data=\"be-react-1\" post-id=\"548\" class=\"be-face-icons un-reacted\" href=\"javascript:void(0)\">\n                        <img decoding=\"async\" src=\"https:\/\/sotnews.agency\/wp-content\/plugins\/booster-extension\/\/assets\/icon\/happy.svg\" alt=\"Happy\">\n                    <\/a>\n                    <div class=\"twp-reaction-title\">\n                        Happy                    <\/div>\n                    <div class=\"twp-count-percent\">\n                                               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The Bank\u2019s operating income also reached GHS2.68 billion in 2025, moving from the GHS 2.34 billion achieved the previous year. This was contained in&#8230;<\/p>\n","protected":false},"author":1,"featured_media":549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_2277560469115098_106292521332774":"","twitter_aToxNzczMzI3Njk4OTg4ODUxMjAxOw==_1773327698988851200":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[14],"tags":[],"class_list":{"0":"post-548","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-trending-news"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/posts\/548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=548"}],"version-history":[{"count":0,"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/posts\/548\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/media\/549"}],"wp:attachment":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}