{"id":111530,"date":"2026-01-17T12:13:24","date_gmt":"2026-01-17T12:13:24","guid":{"rendered":"https:\/\/sotnews.agency\/?p=111530"},"modified":"2026-01-17T12:13:24","modified_gmt":"2026-01-17T12:13:24","slug":"total-banking-deposits-stood-at-gh%c2%a2302-0bn-in-october-2025-but-foreign-currency-deposits-contracted-by-21","status":"publish","type":"post","link":"https:\/\/sotnews.agency\/?p=111530","title":{"rendered":"Total banking deposits stood at GH\u00a2302.0bn in October 2025, but foreign currency deposits contracted by 21%"},"content":{"rendered":"
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The total banking deposits stood at GH\u00a2302.0 billion at the end of October 2025.<\/p>\n

According to the November 2025 Banking Sector Development Report, the growth in deposits moderated from 38.7% in October 2024 to 8.9% in October 2025.<\/p>\n

This moderate growth in year-on-year terms was driven mainly by domestic deposits.<\/p>\n

The foreign currency component of deposits in cedi terms contracted by 21.1% to GH\u00a271.3 billion in October 2025, compared to a growth of 39.8% in the same period last year.<\/p>\n

This was due to the appreciation of the Ghana cedi during the period.<\/p>\n

Meanwhile, the banking industry\u2019s shareholders\u2019 funds comprising paid-up capital and reserves grew at a lower rate of 41.0% to GH\u00a253.5 billion in October 2025.<\/p>\n

This is compared to a growth of 49.5% in October 2024.<\/p>\n

The growth was driven by a strong outturn in industry profit and some recapitalization efforts by banks.<\/p>\n<\/p>\n<\/div>\n

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\"TotalMeanwhile, the banking industry\u2019s shareholders\u2019 funds comprising paid-up capital and reserves grew at a lower rate of 41.0% to GH\u00a253.5 billion in October 2025<\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_2277560469115098_106292521332774":"","twitter_aToxNzczMzI3Njk4OTg4ODUxMjAxOw==_1773327698988851200":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1904,12,4921,7061,1978,10,9,15529],"tags":[],"class_list":["post-111530","post","type-post","status-publish","format-standard","hentry","category-banking-and-finance","category-business","category-deposits","category-foreign-currency","category-hp-business-1","category-politics","category-popular","category-shareholders-funds"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/posts\/111530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=111530"}],"version-history":[{"count":0,"href":"https:\/\/sotnews.agency\/index.php?rest_route=\/wp\/v2\/posts\/111530\/revisions"}],"wp:attachment":[{"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=111530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=111530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sotnews.agency\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=111530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}